Bill Berkshire PC

 

 

 

 

 

 

Website designed and maintained by

Panacea Productions

Concentrating in personal injury and wrongful death cases
throughout the Portland metropolitan area.


Injured Motorcyclist

Q:  I was driving my motorcycle when a van pulled out in front of me.  I tried to swerve, but hit the van.  I broke my leg and have a lot of cuts and abrasions.  I had insurance on my bide, but my insurance won't pay my medical bills.  The other insurance company paid for my bike but won't pay my medical bills until I sign a release.  Is that right?

A:  Every automobile insurance policy issued in Oregon is required to provide Personal Injury Protection (PIP) to pay medical bills and a portion of your lost income.  However, motorcycle insurance policies are not required to provide PIP, and many policies do not include it.  You should check your policy to see if it is included.  You have a claim against the driver of the van for your medical bills, lost income, pain and suffering and any long-term problems due to your injuries.  The other insurance company typically will not pay interim medical bills, and will only want to pay once for your whole claim.  But you should not settle your claim until you know the full extent of your expenses and your injuries; once you settle, you are finished, and cannot go back for more money later.  If you have medical insurance, your medical insurance should pay your bills; however, they will want to be repaid out of any settlement or judgment.

 

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Last modified: 08/14/06