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Concentrating in personal injury and wrongful
death cases
Injured Uninsured DriverQ: I was partly through an intersection when another driver ran a red light and hit me. The other driver had insurance, but my insurance had expired. Luckily, I have medical insurance to pay my hospital bills. Am I out of luck because I did not have car insurance? A: As far as your damages are concerned, you are not "out of luck" because you did not have car insurance. The law allows you to pursue the other driver because the other driver was at fault in the accident. You have a claim for your property damage, and for your injuries (including your medical expenses, lost wages, pain and suffering and any long-term problems due to your injuries). Since your medical insurance is paying your bills, they will probably want to be paid back at the time of settlement or judgment.
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