Bill Berkshire PC
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Website designed and maintained by Panacea Productions
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Concentrating in personal injury and wrongful
death cases
Hurt By Uninsured DriverQ: I was seriously injured in an automobile accident which was caused by an uninsured motorist. My insurance company has paid $10,000 of my $38,000 in medical bills, but the rest are unpaid. What can I do? A: Every auto insurance policy issued for delivery in Oregon is required to provide Uninsured Motorist (UM) coverage in addition to Personal Injury Protection (PIP). PIP should pay your reasonable and necessary medical expenses incurred within 1 year after the accident (up to at least $10,000), and 70% of your lost wages, up to $1,250 per month, if you are disabled for 14 days or more. In addition to PIP, you have a claim under the UM provision of your policy for any additional medical bills and remaining lost income; plus a factor for pain and suffering and for any long-term problems you may have due to your injuries. However, you should not settle your UM claim until you know the full extent of your injuries and your economic damages; once you settle, you cannot go back for more money later, even if your injuries are worse than you first though.
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