Bill Berkshire PC
|
|
|
Website designed and maintained by Panacea Productions
|
Concentrating in personal injury and wrongful
death cases
Uninsured FriendQ: I was a passenger in a friend's car, when he ran a stop sign and hit another driver. I found out after the accident that my friend had no insurance. I am unable to drive, or work, and have thousands of dollars in medical bills. What can I do? A: If you have automobile insurance, your own auto insurance should pay your reasonable and necessary medical expenses (up to at least $10,000 or 1 year after the accident) and a portion of your lost wages under the Personal Injury Protection (PIP) provision on your policy. In addition, you have a claim under the Uninsured Motorist (UM) provision of your policy for any additional medical bills and remaining lost income; plus a factor for pain and suffering and for any long-term problems due to your injuries. You should report the accident immediately to your insurance company, if you have not yet done so. However, do not settle your claim until you know the full extent of your injuries; once you settle, you cannot go back for more money later, even if your injuries are worse than you first thought.
|
|
Home | Biography | FAQ's | Contact Send mail to
webmistress@billberkshire.com with
questions or comments about this web site.
|
