Bill Berkshire PC
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Website designed and maintained by Panacea Productions
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Concentrating in personal injury and wrongful
death cases
Uninsured MotoristQ: I was sitting at a stoplight when I was rear-ended by a driver who had no insurance. the damage to my car, less my deductible, and my medical bills have been paid by my insurance company. Am I entitled to anything else? A: Yes. Every insurance policy issued for delivery in Oregon is required to provide Uninsured Motorist (UM) coverage. You can make a UM claim under your own insurance policy to compensate you for damages the uninsured driver is legally liable to pay. This claim includes your medical expenses; lost wages; and monetary damages for pain and suffering, including any long-term problems you have due to your injuries. The value of your claim depends on the total amount of your actual losses (like medical bills, etc.), the amount of time it takes for you to become medically stationary, and your prognosis once you are finished treating. [Note: Most of the time, once your insurance company pays your claim, it will file lawsuit against the uninsured motorist to recover the damages paid on your claim.]
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